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Debt. It's more common than you think.

In the UK, 8.5 million people are in need of debt advice, with a further 10.6 million at risk of needing debt advice. Join the 250,000 people who have already benefited from free debt advice from dedicated staff across our partnership of FCA regulated charities.

Rent arrears

Rent arrears is the most frequent debt we help our customers with, making up 43% of those who visit us.

Council tax

Over a third of those we’ve helped (36%) had fallen behind with Council Tax payments.

Utility bills

No-one should have to go without heating or electricity at any time. Get help to repay your utility debt now before these vital services are cut off.

Credit Cards

It's easy to fall behind on your credit card payments. Nearly a third of those we helped owed on their cards.

Loans

Many people struggle to repay their loans. We can help you with bank loans, payday loans as well as alternatives to payday loans and loan sharks.

Free, expert advice you can trust

We regularly ask those that have received our advice to rate us publicly on Trustpilot, one of the world's biggest review websites, and we're delighted to be rated as excellent!

How to access our advice

In Person

At An Advice Centre

We have advice hubs based in local Citizens Advice, Law Centres and other community settings. Find your nearest Debt Free Advice Centre here.

Call Us

Give us a call on freephone 0800 808 5700, or use our form to request a callback. Our lines are open seven days a week 8am-8pm.

Video

Video Chat With Us

Need to speak to an Advisor face-to-face but can't make it to one of our centres? Use our Video Advice service.

WhatsApp

Can't talk? No problem! Use WhatsApp to drop us a message us on 0800 808 5700.

Latest News...

Breaking Point

published on: November 17, 2022

by Author Blog by Matt Dronfield

Matt Dronfield, Managing Director of Debt Free Advice, introduces our 2021-22 impact report during a period of significant change as our service expands nationwide to support the thousands of families struggling with the cost of living crisis. Download and read the full report.